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Why do you want to buy?


You’re looking to settle down, plant some roots, raise a family or retire comfortably. You need a home-base from which to operate and want someplace that you can change to meet your  ideas of “home”, “comfortable”, “cozy”, etc. You need a place to keep your “stuff” and a place to call your own.

tax breaks

You know that along with the security of owning your own home and the future equity that will be built, you will get tax breaks today.  U.S. tax laws allow liberal write-offs for homeowners including your mortgage interest (which is substantial the first 5-10 years of your mortgage) and yearly property tax. You may know that you can also raise your exemptions today and bring home more money every payday to help pay your mortgage.

You know that owning a home not only provides your family physical security, it also is the most secure financial investment that you can make – even in today’s volatile financial market.  Owning a home is the only investment that historically matches or exceeds the price of inflation. Owning a home is like having a giant savings account – if you do nothing but pay your mortgage (no other savings, IRA, 401K, stocks, bonds, etc.) you will still be better off in 10 years, 20 years, 30 years than if you rented. Equity is constantly building - year-after-year, decade-after-decade.

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